Hello merchants! As we all know, you can’t process a transaction without the most crucial part: the terminal. Without a terminal, a merchant is unable to accept cards, NFC, or any other form of payment that is not cash. However, there is also a wide variety of terminals, so much so that it can be rather overwhelming. As a provider of said terminals, FlashBanc understands that better than anyone! To help clear up any confusion, we present to you: FlashBanc’s Guide to Terminals!
This guide will be broken down into three sections: Countertop, Wireless, and Clover. These sections will consist of terminals that function primarily according to the section they are in, with Clover being its own special category. We’ll discuss why Clover is special in its section. So, without further ado…
The FD130 is your basic but handy-dandy terminal that covers all of the necessities. The terminal can accept EMV chip, NFC, and Apple payments. It also has a built-in thermal printer (15 lines per second!) for all your receipt printing needs! To get more tech-y for you, it also has: touch-screen capabilities, three USB ports, one-touch features, an address verification service, batch history, and easy installation and simple support! We know, that’s a lot to take in, but the takeaway is that the FD130 is built to be easy to use and maintain. Finally, despite it being labeled as a countertop terminal, the FD130 can connect to the internet through ethernet, dial-up, and Wi-Fi.
Verifone’s VX805 is a return to simplicity. Where the FD130 is a jack-of-all trades, the VX805 does one thing and it does it well: process transactions. However, don’t mistake this simplicity for inability. The VX can process chip, swipe, contactless, and smart card payment methods. It also has a serial port and USB port.
The FD35 can be considered a happy middle-ground between the FD130 and the VX 805. It doesn’t have all of the fancy doo-hickies of the FD130, but it can do a bit more than the VX. It accepts cards via chip and swipe, as well as NFC, mobile phone, and key fob transaction types. It also has an open payments software that allows it to accept new payment forms as they come out.
Equipped with a stronger processor than the 805, the VX520 is much faster and can store more with its expandable memory. The 520 can accept the classic card payment types as well as NFC. Its built-in printer is also useful, as the 520 can serve as an all-in-one device. Finally, the VX520 supports applications for programs such as customer loyalty or gift cards.
Unique to this device, the FD200TI can accept payments via checks. These are processed through an imager and check reader that is installed in the terminal. Additionally, these checks are then processed through the TeleCheck Electronic Check Acceptance (ECA) Verification Service. While primarily serving to verify the customer’s information, this software also provides a warranty while also protecting the customers’ information by returning the check after the transaction. Complimenting this, the device can accept any other form of payment, has wifi capabilities, five USB and two serial ports, and SSL encryption.
Finally, the PAX S80 has a variety of communication options, ranging from 3G to ethernet and PSTN. It also boasts an ATM-styled interface to allow simplicity and ease-of-use by anyone, merchant or customer. Finally, with its strong ARM11 processor, the S80 can make use of applications such as loyalty or gift card programs.
The SP20 is a replacement PIN pad for any terminal system. With plug-and-play connectivity, this device is useful in many payment scenarios, with audio and visual cues to prevent errors. It supports both handheld and countertop POS terminals and has strong security protection. Pairs best with the PAX S80.
The FD410 is a handheld device similar to the FD130. It can accept a variety of payment types such as cards, checks, EBT, and gift cards. It also makes use of a “store-and-forward” process that allows it to keep card-present rates when it lacks a connection during the transaction. Finally, the FD410 can also make use of value-added services.
The VX680 is a portable terminal that can accept cards as well as NFC and contactless methods. Similar to the FD410, the VX680 can also process transactions in the event that a connection is lost. It is complemented by wi-fi connectivity, advanced security, and can connect to the Vodafone GPRS network.
The Clover suite is its own brand of terminals consisting of both countertop and wireless terminals, with top of the line security and functionality.
The Clover Station can accept payments in the form of EMV, magnetic stripe, and Apple Pay. It protects these with TransArmor security. Clover has an application store that has a wide variety of apps to make use of, such as a business management app called Insights, that allows you to analyze your business. In addition, the Clover Station can help you manage your inventory, employees, and transactions.
The Clover Mini is similar to the Clover Station, but is more streamlined to use less space and accomplish the same task. It makes use of the same security and application software as the Station and accepts the same payment types. It is every benefit of the station needed to run your business bundled into a small, beautiful package.
The Clover Flex is the next stage in mobility. It accepts the same payment types as the previous two, with the added benefit of being able to go anywhere. With the same security and applications, you can move from your business to your customers, no matter where they are, and not worry about collecting payment.